@font-face{font-family:Poppins;src:url(/fonts/poppins-regular.woff) format("woff");font-weight:400;font-display:swap}
@font-face{font-family:Poppins;src:url(/fonts/poppins-semibold.woff) format("woff");font-weight:600;font-display:swap}
@font-face{font-family:Poppins;src:url(/fonts/poppins-bold.woff) format("woff");font-weight:700;font-display:swap}
:root{--navy:#1d4e5f;--teal:#2a7f8e;--light:#e8f1f2;--sand:#f7f3ea;--accent:#f2a541;--ink:#222831;--muted:#5a6470;--line:#dde3e7;--red:#c0392b;--green:#2e7d32;--radius:18px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:Poppins,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6;font-size:17px}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal)}
a:hover{color:var(--navy)}
.wrap{max-width:1140px;margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:9}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;font-weight:600;font-size:20px;color:var(--navy);text-decoration:none}
.logo svg{width:34px;height:34px}
nav.main{display:flex;gap:18px;flex-wrap:wrap}
nav.main a{color:var(--ink);text-decoration:none;font-weight:600;font-size:15px}
nav.main a:hover,nav.main a[aria-current=page]{color:var(--teal)}
.hero{background:var(--sand);padding:64px 0 56px;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;right:-180px;top:-220px;width:620px;height:620px;border-radius:50%;background:var(--light)}
.hero .wrap{position:relative}
h1,h2,h3{color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(34px,5vw,54px);font-weight:700}
h2{font-size:clamp(26px,3.4vw,36px);font-weight:700}
h3{font-size:21px;font-weight:600}
.lead{font-size:clamp(18px,2vw,21px);color:var(--muted);max-width:720px}
.pills{display:flex;flex-wrap:wrap;gap:10px;margin:22px 0 0;padding:0;list-style:none}
.pills li{background:#fff;border:1px solid var(--line);border-radius:99px;padding:6px 16px;font-weight:600;font-size:14px;color:var(--navy)}
section{padding:60px 0}
section.alt{background:var(--sand)}
.grid2{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:28px}
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 8px 30px rgba(20,40,50,.06)}
.card img{border-radius:12px;margin-bottom:16px}
.card h3 a{text-decoration:none;color:var(--navy)}
.tag{display:inline-block;background:var(--teal);color:#fff;border-radius:99px;padding:3px 12px;font-size:13px;font-weight:600;margin-bottom:10px}
.tag.ca{background:var(--navy)}
.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;font-weight:600;padding:13px 24px;border-radius:12px;border:0;font:inherit;cursor:pointer}
.btn:hover{background:var(--teal);color:#fff}
.btn.alt{background:#fff;color:var(--navy);border:2px solid var(--navy)}
.btn.alt:hover{background:var(--light)}
.btn.etsy{background:#f1641e}
.btn.etsy:hover{background:#d4520f}
.btn[aria-disabled=true]{opacity:.85}
.btns{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px;align-items:center}
.note{font-size:14px;color:var(--muted)}
ul.checks{list-style:none;padding:0;margin:0}
ul.checks li{padding-left:30px;position:relative;margin:8px 0}
ul.checks li:before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:700}
.gallery{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px}
.gallery figure{margin:0}
.gallery img{border-radius:12px;border:1px solid var(--line)}
.gallery figcaption{font-size:14px;color:var(--muted);margin-top:6px}
.price{font-size:26px;font-weight:700;color:var(--navy)}
.disclaimer{background:var(--light);border-radius:14px;padding:16px 20px;font-size:14px;color:#33424d}
details{border:1px solid var(--line);border-radius:14px;padding:14px 20px;margin:12px 0;background:#fff}
details summary{font-weight:600;cursor:pointer;color:var(--navy)}
details p{margin:.6em 0 0}
footer.site{background:var(--navy);color:#dce7ea;padding:44px 0 30px;font-size:15px}
footer.site a{color:#fff}
footer.site .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:26px}
footer.site h3{color:#fff;font-size:16px}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin:6px 0}
.signup{display:flex;gap:10px;flex-wrap:wrap;margin-top:10px}
.signup input{flex:1 1 200px;padding:12px 14px;border-radius:10px;border:1px solid var(--line);font:inherit}
.signup-msg{margin-top:8px;font-size:14px;min-height:1.2em}
/* calculators */
.calc{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:28px;align-items:start}
@media (max-width:860px){.calc{grid-template-columns:1fr}}
.calc fieldset{border:1px solid var(--line);border-radius:14px;padding:16px 18px 6px;margin:0 0 16px}
.calc legend{font-weight:600;color:var(--navy);padding:0 6px}
.field{display:grid;grid-template-columns:1fr 150px;gap:10px;align-items:center;margin-bottom:10px}
.field label{font-size:15px}
.field small{display:block;color:var(--muted);font-size:12.5px;line-height:1.3}
.field input,.field select{width:100%;padding:9px 10px;border:1px solid #c9d2d8;border-radius:9px;font:inherit;font-size:15px;text-align:right;background:#fff}
.field select{text-align:left}
.field input:focus,.field select:focus{outline:2px solid var(--teal);border-color:var(--teal)}
.results{position:sticky;top:90px;background:var(--sand);border-radius:var(--radius);padding:22px 24px;border:1px solid #ece4d2}
.results h2{font-size:22px}
.kpi{display:flex;justify-content:space-between;gap:10px;padding:9px 0;border-bottom:1px dashed #ddd3bf}
.kpi:last-child{border-bottom:0}
.kpi span:last-child{font-weight:700;color:var(--navy);text-align:right}
.kpi.big span:last-child{font-size:24px}
.neg{color:var(--red)!important}
.pos{color:var(--green)!important}
.prose{max-width:780px}
.prose h2{margin-top:1.4em}
.crumbs{font-size:14px;color:var(--muted);margin-bottom:10px}
.crumbs a{color:var(--muted)}
table.lines{border-collapse:collapse;width:100%;font-size:15px}
table.lines td,table.lines th{border-bottom:1px solid var(--line);padding:7px 8px;text-align:left}